The information provided in this alert is not, is not intended to be, and shall not be construed to be, either the provision of legal advice or an offer to provide legal services, nor does it necessarily reflect the opinions of the agency, our lawyers or our clients.  This is not legal advice.  No client-lawyer relationship between you and our lawyers is or may be created by your use of this information.  Rather, the content is intended as a general overview of the subject matter covered. Those reading this alert are encouraged to seek direct counsel on legal questions.

Certain individuals associated with GCG Financial, LLC offer investment advisory services through Alera Investment Advisors, LLC and are registered to offer securities through Triad Advisors, LLC, Member FINRA/SIPC. Additional information about individuals registered with FINRA can be found on FINRA's BrokerCheck. GCG Financial, LLC, Alera Group, Inc and Alera Investment Advisors, LLC are not affiliated with Triad Advisors, LLC.

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With over 90 locations across the country and nearly 2,000 teammates, Alera Group works together to deliver solutions in employee benefits, property and casualty, retirement services and wealth management. Built on a unique model of collaboration, Alera Group is now the 17th largest independent insurance agency in the United States. For more information, visit aleragroup.com.

THIS WEEK'S INSIGHTS & BLOGS

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Compliance Blog: The Five Ws, and One H of Affordable Care Act (ACA) Affordability Safe Harbors

This is the seventh article in our Compliance 101 blog series where we use six questions to break down important compliance topics. Below you will learn more about the Affordable Care Act (ACA) Affordability Safe Harbors. Read more below!

Read the full blog.

Life Insurance is "Love Insurance"

“There are two basic motivating forces: fear and love,” John Lennon once said. “When we are afraid, we pull back from life. When we are in love, we open to all that life has to offer with passion, excitement and acceptance.”

Read the full blog.

Wealth Management: Weekly Market Update | September 21, 2020

Stocks slipped as the technology sector remained under pressure and a mid-week announcement by the Federal Reserve failed to inspire investors.

Read the full alert.

Wellbeing Resources: Free Yale Parenting Classes & Surviving Virtual Calls

Each week, our wellbeing impact group curates a list of wellbeing resources that target the main facets of wellness: career, social/family, mental, physical and community.

Read more.

Why All Businesses Need an Insurance Broker 

“Why do I need a broker?” This is a question that surprisingly gets asked more than you would expect. In today’s society of consumerism, the internet, and “do it yourself” mentality, tied with the desire to save money, this is a valid question.

Read more.

Learn more about what makes Alera Group a trusted benefits partner.

Our hearts go out to all those affected by the West Coast wildfires and recent hurricanes. Your safety is incredibly important to us and our teams are standing by to answer questions and support you if you are located in affected areas. We are actively assisting businesses and individuals to navigate these difficult times. 

  • For our benefits clients, EAPs, telemedicine and we can assist with policy support.
  • For our property & casualty clients, we will continue to provide claims support and guidance for those who have experienced property loss or damage. 

Please contact your advisor if you have any questions.

UPCOMING WEBINARS & EVENTS



*NEWLY ADDED* An Update from Capitol Hill: Pre-Election Insights - Oct. 7 @ 11 CST

Join us for an update with Glen Chambers, a professional with 20 years of experience in the U.S. Senate, as he helps to explain the potential impacts of the upcoming 2020 election. With election season approaching quickly, we will explore how to better understand what is happening and how we can pivot to better navigate these uncharted times.

Register HERE.


*NEWLY ADDED* Caregivers, Childcare and COVID-19: How Employers Can Help - Oct. 8 @ 1 CST

Join Alera Group and Parento for a webinar to discover these unique benefit opportunities to support the caregivers in your organization!

Register HERE.


*HRCI and SHRM Credit* Consumer Directed Healthcare and Account-Based Plans 101 - Oct. 14 @ 11 EST

Join BAN’s Director of Compliance, Stacy H. Barrow, Esq. for an informative webinar on Consumer Directed Healthcare and Account-Based Plans. Webinar attendees will gain an understanding of the background of Consumer Directed Healthcare, HSA eligibility and contribution rules, how HSA funds may be used, and how employers may contribute to HSAs. Stacy will also discuss HRAs and FSAs under the Affordable Care Act. 

Learn MORE.


2020 Virtual Wellbeing Fair - Oct. 19-23

Our Virtual Wellbeing Fair will bring you content from the nation’s top trending vendors in the Wellbeing space! This weeklong event will cover all six dimensions of Wellbeing. We are working on a rockstar agenda and will be sharing more details in the coming weeks. 

Learn MORE.

View All Upcoming & On-Demand Webinars
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