An employer guide to health-contingent insurance premiums
Tobacco surcharges are meant as incentive for employees to live a healthier lifestyle by ceasing tobacco use, but recently employees have been pushing back with class-action lawsuits. To protect themselves against such suits, it's critical that employers comply with regulations in the Affordable Care Act (ACA).
Download our employer guide to learn more about:
Questions? Contact your Alera Group consultant.
Download our employer guide
Tobacco Surcharges: Wellness Program Compliance Considerations
Employers who are now offering five pharmacy tiers, an 8% increase from 2023. Pharmacy rate increases and the high costs of specialty medications continue to pose challenges for many employers.
18%
To learn more about why these numbers are noteworthy, what our experts say they mean and how the data relates to your benefits program, download the report.
Large employers (i.e., 500+ employees) who switched to self-funding in 2024. Self-funding has grown in popularity, as employers seek cost-containment strategies.
55%
The number of the medical plans in this year’s survey who experienced a premium rate increase.
79%
Key highlights from this year's survey