After years of bad news for buyers in the property and casualty insurance market, consumers may be encouraged to learn that market conditions have begun to stabilize. Nevertheless, many challenges remain, and unpredictability in the current business environment requires agility in managing risk management and insurance programs. Alera Group’s 2025 Property and Casualty Market Outlook not only brings you up to date on changes you need to know about but also provides a guide for navigating the evolving landscape ahead.
Organized by industry and line of business, the Market Outlook is composed of insights and analysis from Alera Group experts around the nation, our carrier partners and industry leaders. The understanding you’ll gain about market conditions, the forces driving them and strategies for making the most of what the market offers will be invaluable to you in making insurance decisions and managing the cost of risk.
Download the Market Outlook for more insights!
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Alera Group's 2025 Property and Casualty Market Outlook
Cybersecurity protection is the top concern among general contractors and construction managers, with 42% reporting that the risk was highest on their radar.
42%
The report contains a wealth of information including a high-level view of what’s happening in the market in the Overview as well as insights by Line of Business and by the top Industry Sectors we serve.
Here are some notable findings from the 2025 Market Outlook:
Key highlights
For the first time in six years, worldwide insured losses from natural catastrophes surpassed $100 billion without a single event causing over $10 billion in damages.
$100 billion
Personal Auto Insurance premiums will increase another 15%-20% due to higher claims frequency and severity, automobiles with more complex technology and the growth in electric vehicles.
15%-20%
New AI technologies — such as eyeball scans that can detect impairment from stress, fatigue or drugs — and modern dashcams that can identify critical safety factors stand to significantly enhance safety and reduce losses in the Trucking industry.
Rise of AI
